▼ 0.50% · 3.625%
HK$20,479
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,116
−HK$647/mo
Today · 4.125%
HK$21,763
baseline
▲ 0.50% · 4.625%
HK$23,087
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,526/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,783
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,394
−HK$619/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,279
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,527
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$711/mo
Today · 4.125%
HK$23,939
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,878/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$682/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,575
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,339
−HK$777/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,339
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,072
−HK$744/mo
Today · 4.125%
HK$28,816
baseline
▲ 0.50% · 4.625%
HK$30,335
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,632/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$841/mo
Today · 4.125%
HK$28,292
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,722/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,584/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,617
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$806/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$32,863
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,670
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,562
−HK$906/mo
Today · 4.125%
HK$30,468
baseline
▲ 0.50% · 4.625%
HK$32,322
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,936/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,896
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,751
−HK$868/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,391
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,718
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$971/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,631
+HK$1,986/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,174
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,090
−HK$930/mo
Today · 4.125%
HK$36,020
baseline
▲ 0.50% · 4.625%
HK$37,919
+HK$1,899/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,040/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,785
−HK$1,036/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,452
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$992/mo
Today · 4.125%
HK$38,422
baseline
▲ 0.50% · 4.625%
HK$40,447
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,844/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,814
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$1,100/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$2,252/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,769
−HK$1,054/mo
Today · 4.125%
HK$40,823
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,646/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,862
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,165/mo
Today · 4.125%
HK$39,174
baseline
▲ 0.50% · 4.625%
HK$41,557
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,348/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,009
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,109
−HK$1,115/mo
Today · 4.125%
HK$43,224
baseline
▲ 0.50% · 4.625%
HK$45,503
+HK$2,279/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,448/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,430 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).