▼ 0.50% · 3.625%
HK$20,381
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,015
−HK$645/mo
Today · 4.125%
HK$21,660
baseline
▲ 0.50% · 4.625%
HK$22,977
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,320/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,674
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$617/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,159
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,420
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,117
−HK$708/mo
Today · 4.125%
HK$23,825
baseline
▲ 0.50% · 4.625%
HK$25,275
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,650/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,610
−HK$679/mo
Today · 4.125%
HK$26,289
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,578/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$773/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$740/mo
Today · 4.125%
HK$28,679
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,358/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,496
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,320
−HK$837/mo
Today · 4.125%
HK$28,157
baseline
▲ 0.50% · 4.625%
HK$29,871
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,314/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,476
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,267
−HK$802/mo
Today · 4.125%
HK$31,069
baseline
▲ 0.50% · 4.625%
HK$32,707
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,138/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,534
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$901/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,744
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$864/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,572
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$966/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,466
+HK$1,977/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,011
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$926/mo
Today · 4.125%
HK$35,849
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,698/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,610
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$1,030/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,764
+HK$2,109/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,279
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,252
−HK$987/mo
Today · 4.125%
HK$38,239
baseline
▲ 0.50% · 4.625%
HK$40,254
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,478/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,648
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,726
−HK$1,095/mo
Today · 4.125%
HK$36,821
baseline
▲ 0.50% · 4.625%
HK$39,062
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,642/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,546
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,049/mo
Today · 4.125%
HK$40,629
baseline
▲ 0.50% · 4.625%
HK$42,770
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,258/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,687
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,828
−HK$1,159/mo
Today · 4.125%
HK$38,987
baseline
▲ 0.50% · 4.625%
HK$41,359
+HK$2,372/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,974/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,813
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,908
−HK$1,110/mo
Today · 4.125%
HK$43,018
baseline
▲ 0.50% · 4.625%
HK$45,286
+HK$2,268/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$86,036/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,147 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).