▼ 0.50% · 3.625%
HK$21,699
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,374
−HK$686/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,787
−HK$657/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,785
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,869
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$755/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,909
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,554
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,266
−HK$722/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,464
+HK$1,476/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,849
−HK$822/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,968
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$788/mo
Today · 4.125%
HK$30,533
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,066/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,209
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,086
−HK$891/mo
Today · 4.125%
HK$29,977
baseline
▲ 0.50% · 4.625%
HK$31,801
+HK$1,824/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,954/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,382
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$854/mo
Today · 4.125%
HK$33,077
baseline
▲ 0.50% · 4.625%
HK$34,821
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,154/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,378
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,323
−HK$960/mo
Today · 4.125%
HK$32,283
baseline
▲ 0.50% · 4.625%
HK$34,248
+HK$1,965/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,566/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,796
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,702
−HK$920/mo
Today · 4.125%
HK$35,622
baseline
▲ 0.50% · 4.625%
HK$37,499
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,244/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,548
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$1,028/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,210
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$985/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$1,097/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$2,245/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,051/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$42,856
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,888
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,035
−HK$1,166/mo
Today · 4.125%
HK$39,201
baseline
▲ 0.50% · 4.625%
HK$41,587
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,402/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,138
−HK$1,117/mo
Today · 4.125%
HK$43,255
baseline
▲ 0.50% · 4.625%
HK$45,535
+HK$2,280/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,510/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,234/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,526/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,452
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,182/mo
Today · 4.125%
HK$45,799
baseline
▲ 0.50% · 4.625%
HK$48,213
+HK$2,414/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$91,598/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).