▼ 0.50% · 3.625%
HK$21,135
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,792
−HK$668/mo
Today · 4.125%
HK$22,460
baseline
▲ 0.50% · 4.625%
HK$23,827
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,920/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,512
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,143
−HK$639/mo
Today · 4.125%
HK$24,782
baseline
▲ 0.50% · 4.625%
HK$26,089
+HK$1,307/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,564/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,248
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,971
−HK$735/mo
Today · 4.125%
HK$24,706
baseline
▲ 0.50% · 4.625%
HK$26,209
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,412/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,863
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,557
−HK$704/mo
Today · 4.125%
HK$27,261
baseline
▲ 0.50% · 4.625%
HK$28,697
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,522/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,150
−HK$802/mo
Today · 4.125%
HK$26,952
baseline
▲ 0.50% · 4.625%
HK$28,592
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,904/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,214
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,971
−HK$768/mo
Today · 4.125%
HK$29,739
baseline
▲ 0.50% · 4.625%
HK$31,306
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,478/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,475
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,330
−HK$868/mo
Today · 4.125%
HK$29,198
baseline
▲ 0.50% · 4.625%
HK$30,975
+HK$1,777/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,396/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,566
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$832/mo
Today · 4.125%
HK$32,217
baseline
▲ 0.50% · 4.625%
HK$33,915
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,434/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,588
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$935/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$895/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,702
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,688
−HK$1,002/mo
Today · 4.125%
HK$33,690
baseline
▲ 0.50% · 4.625%
HK$35,740
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,380/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$959/mo
Today · 4.125%
HK$37,173
baseline
▲ 0.50% · 4.625%
HK$39,133
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,346/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,815
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$1,069/mo
Today · 4.125%
HK$35,936
baseline
▲ 0.50% · 4.625%
HK$38,123
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,872/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,619
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,024/mo
Today · 4.125%
HK$39,652
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,304/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,929
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$1,136/mo
Today · 4.125%
HK$38,182
baseline
▲ 0.50% · 4.625%
HK$40,505
+HK$2,323/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,364/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,042
−HK$1,088/mo
Today · 4.125%
HK$42,130
baseline
▲ 0.50% · 4.625%
HK$44,351
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,260/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,042
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,226
−HK$1,202/mo
Today · 4.125%
HK$40,428
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,856/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,322
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,457
−HK$1,151/mo
Today · 4.125%
HK$44,608
baseline
▲ 0.50% · 4.625%
HK$46,960
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,216/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,853 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).