▼ 0.50% · 3.625%
HK$2,361
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,435
−HK$74/mo
Today · 4.125%
HK$2,509
baseline
▲ 0.50% · 4.625%
HK$2,662
+HK$153/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,018/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,627
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$72/mo
Today · 4.125%
HK$2,769
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$146/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,538/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,597
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,678
−HK$82/mo
Today · 4.125%
HK$2,760
baseline
▲ 0.50% · 4.625%
HK$2,928
+HK$168/mo
Deposit HK$466K · loan HK$570K · min. income ≈ HK$5,520/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,890
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$79/mo
Today · 4.125%
HK$3,046
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$160/mo
Deposit HK$466K · loan HK$570K · min. income ≈ HK$6,092/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$89/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$183/mo
Deposit HK$414K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$86/mo
Today · 4.125%
HK$3,323
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$175/mo
Deposit HK$414K · loan HK$621K · min. income ≈ HK$6,646/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,165
−HK$97/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$199/mo
Deposit HK$362K · loan HK$673K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,415
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$92/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$190/mo
Deposit HK$362K · loan HK$673K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$104/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$214/mo
Deposit HK$311K · loan HK$725K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$100/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$205/mo
Deposit HK$311K · loan HK$725K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$112/mo
Today · 4.125%
HK$3,764
baseline
▲ 0.50% · 4.625%
HK$3,993
+HK$229/mo
Deposit HK$259K · loan HK$777K · min. income ≈ HK$7,528/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$107/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$219/mo
Deposit HK$259K · loan HK$777K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$119/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$244/mo
Deposit HK$207K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$114/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$234/mo
Deposit HK$207K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$127/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$259/mo
Deposit HK$155K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$122/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$248/mo
Deposit HK$155K · loan HK$880K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$135/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$275/mo
Deposit HK$104K · loan HK$932K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$129/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$263/mo
Deposit HK$104K · loan HK$932K · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).