▼ 0.50% · 3.625%
HK$2,113
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,179
−HK$66/mo
Today · 4.125%
HK$2,245
baseline
▲ 0.50% · 4.625%
HK$2,382
+HK$137/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,490/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,350
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,414
−HK$63/mo
Today · 4.125%
HK$2,477
baseline
▲ 0.50% · 4.625%
HK$2,608
+HK$131/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,954/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,324
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,396
−HK$74/mo
Today · 4.125%
HK$2,470
baseline
▲ 0.50% · 4.625%
HK$2,620
+HK$150/mo
Deposit HK$417K · loan HK$510K · min. income ≈ HK$4,940/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,655
−HK$70/mo
Today · 4.125%
HK$2,725
baseline
▲ 0.50% · 4.625%
HK$2,869
+HK$144/mo
Deposit HK$417K · loan HK$510K · min. income ≈ HK$5,450/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,535
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,614
−HK$80/mo
Today · 4.125%
HK$2,694
baseline
▲ 0.50% · 4.625%
HK$2,858
+HK$164/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,388/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,896
−HK$77/mo
Today · 4.125%
HK$2,973
baseline
▲ 0.50% · 4.625%
HK$3,130
+HK$157/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,946/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,747
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,832
−HK$87/mo
Today · 4.125%
HK$2,919
baseline
▲ 0.50% · 4.625%
HK$3,097
+HK$178/mo
Deposit HK$324K · loan HK$602K · min. income ≈ HK$5,838/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$83/mo
Today · 4.125%
HK$3,221
baseline
▲ 0.50% · 4.625%
HK$3,390
+HK$169/mo
Deposit HK$324K · loan HK$602K · min. income ≈ HK$6,442/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,958
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$93/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,335
+HK$192/mo
Deposit HK$278K · loan HK$649K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$89/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$183/mo
Deposit HK$278K · loan HK$649K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$100/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$205/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$96/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$196/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$106/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$219/mo
Deposit HK$185K · loan HK$741K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,761
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$102/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,173
+HK$209/mo
Deposit HK$185K · loan HK$741K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$113/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$232/mo
Deposit HK$139K · loan HK$788K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$109/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$222/mo
Deposit HK$139K · loan HK$788K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$121/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$245/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$115/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$236/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).