▼ 0.50% · 3.625%
HK$2,710
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,795
−HK$85/mo
Today · 4.125%
HK$2,880
baseline
▲ 0.50% · 4.625%
HK$3,056
+HK$176/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$5,760/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$82/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$168/mo
Deposit HK$594K · loan HK$594K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,981
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,074
−HK$94/mo
Today · 4.125%
HK$3,168
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$193/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,336/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$90/mo
Today · 4.125%
HK$3,496
baseline
▲ 0.50% · 4.625%
HK$3,680
+HK$184/mo
Deposit HK$535K · loan HK$654K · min. income ≈ HK$6,992/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,354
−HK$102/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,667
+HK$211/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,618
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$99/mo
Today · 4.125%
HK$3,814
baseline
▲ 0.50% · 4.625%
HK$4,015
+HK$201/mo
Deposit HK$475K · loan HK$713K · min. income ≈ HK$7,628/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$111/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$228/mo
Deposit HK$416K · loan HK$773K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$107/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$217/mo
Deposit HK$416K · loan HK$773K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$246/mo
Deposit HK$357K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$114/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$235/mo
Deposit HK$357K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$128/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$263/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,523
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$123/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$251/mo
Deposit HK$297K · loan HK$891K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$137/mo
Today · 4.125%
HK$4,608
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$281/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$9,216/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$131/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$268/mo
Deposit HK$238K · loan HK$951K · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$145/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$298/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$140/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,688
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$155/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$315/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$148/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).