▼ 0.50% · 3.625%
HK$2,603
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,684
−HK$82/mo
Today · 4.125%
HK$2,766
baseline
▲ 0.50% · 4.625%
HK$2,934
+HK$168/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$5,532/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,973
−HK$79/mo
Today · 4.125%
HK$3,052
baseline
▲ 0.50% · 4.625%
HK$3,213
+HK$161/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$6,104/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,863
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,952
−HK$90/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,228
+HK$186/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,270
−HK$87/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$177/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,220
−HK$99/mo
Today · 4.125%
HK$3,319
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$202/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$6,638/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,474
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$94/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$193/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$218/mo
Deposit HK$399K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$102/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$209/mo
Deposit HK$399K · loan HK$742K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$115/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,108
+HK$236/mo
Deposit HK$342K · loan HK$799K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$111/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$225/mo
Deposit HK$342K · loan HK$799K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,904
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$124/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,401
+HK$252/mo
Deposit HK$285K · loan HK$856K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$118/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$241/mo
Deposit HK$285K · loan HK$856K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$131/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$270/mo
Deposit HK$228K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$126/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$257/mo
Deposit HK$228K · loan HK$913K · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$171K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$134/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$274/mo
Deposit HK$171K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,830
−HK$148/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$303/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$142/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,783
+HK$290/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).