▼ 0.50% · 3.625%
HK$2,380
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,454
−HK$75/mo
Today · 4.125%
HK$2,529
baseline
▲ 0.50% · 4.625%
HK$2,683
+HK$154/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,058/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,648
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,719
−HK$72/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,938
+HK$147/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,618
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$82/mo
Today · 4.125%
HK$2,782
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$170/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$5,564/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,913
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$79/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$162/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,856
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$90/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$185/mo
Deposit HK$418K · loan HK$626K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$86/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$177/mo
Deposit HK$418K · loan HK$626K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,094
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,190
−HK$98/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,488
+HK$200/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,442
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$93/mo
Today · 4.125%
HK$3,628
baseline
▲ 0.50% · 4.625%
HK$3,819
+HK$191/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$7,256/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$105/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$216/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,707
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$101/mo
Today · 4.125%
HK$3,907
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$206/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,814/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$113/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$231/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$108/mo
Today · 4.125%
HK$4,186
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$221/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$8,372/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,927
−HK$120/mo
Today · 4.125%
HK$4,047
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$246/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,094/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,237
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,350
−HK$116/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,701
+HK$235/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$128/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$262/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$123/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$250/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$135/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$277/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$130/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$265/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).