▼ 0.50% · 3.625%
HK$2,515
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,594
−HK$79/mo
Today · 4.125%
HK$2,673
baseline
▲ 0.50% · 4.625%
HK$2,836
+HK$163/mo
Deposit HK$552K · loan HK$552K · min. income ≈ HK$5,346/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,798
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$76/mo
Today · 4.125%
HK$2,950
baseline
▲ 0.50% · 4.625%
HK$3,105
+HK$155/mo
Deposit HK$552K · loan HK$552K · min. income ≈ HK$5,900/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,767
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,853
−HK$88/mo
Today · 4.125%
HK$2,941
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$178/mo
Deposit HK$496K · loan HK$607K · min. income ≈ HK$5,882/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$84/mo
Today · 4.125%
HK$3,245
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$171/mo
Deposit HK$496K · loan HK$607K · min. income ≈ HK$6,490/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$96/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$441K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$92/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$186/mo
Deposit HK$441K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$103/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$212/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$99/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$202/mo
Deposit HK$386K · loan HK$717K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$112/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$227/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$107/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,347
+HK$217/mo
Deposit HK$331K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$119/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,254
+HK$244/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$114/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$234/mo
Deposit HK$276K · loan HK$827K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$127/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$260/mo
Deposit HK$221K · loan HK$883K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$121/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$249/mo
Deposit HK$221K · loan HK$883K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$135/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$277/mo
Deposit HK$165K · loan HK$938K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$129/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$265/mo
Deposit HK$165K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$143/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$293/mo
Deposit HK$110K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$137/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$280/mo
Deposit HK$110K · loan HK$993K · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).