▼ 0.50% · 3.625%
HK$2,267
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,338
−HK$72/mo
Today · 4.125%
HK$2,410
baseline
▲ 0.50% · 4.625%
HK$2,556
+HK$146/mo
Deposit HK$497K · loan HK$497K · min. income ≈ HK$4,820/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,523
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$69/mo
Today · 4.125%
HK$2,659
baseline
▲ 0.50% · 4.625%
HK$2,799
+HK$140/mo
Deposit HK$497K · loan HK$497K · min. income ≈ HK$5,318/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,494
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,572
−HK$79/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,812
+HK$161/mo
Deposit HK$447K · loan HK$547K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,775
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$76/mo
Today · 4.125%
HK$2,925
baseline
▲ 0.50% · 4.625%
HK$3,079
+HK$154/mo
Deposit HK$447K · loan HK$547K · min. income ≈ HK$5,850/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,721
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,806
−HK$86/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,068
+HK$176/mo
Deposit HK$398K · loan HK$597K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,108
−HK$83/mo
Today · 4.125%
HK$3,191
baseline
▲ 0.50% · 4.625%
HK$3,359
+HK$168/mo
Deposit HK$398K · loan HK$597K · min. income ≈ HK$6,382/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,039
−HK$94/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,323
+HK$190/mo
Deposit HK$348K · loan HK$646K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,279
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$89/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$183/mo
Deposit HK$348K · loan HK$646K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$101/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$205/mo
Deposit HK$298K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$96/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$197/mo
Deposit HK$298K · loan HK$696K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$108/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$219/mo
Deposit HK$249K · loan HK$746K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$103/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$210/mo
Deposit HK$249K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,628
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$114/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$235/mo
Deposit HK$199K · loan HK$796K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$110/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$224/mo
Deposit HK$199K · loan HK$796K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$121/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$250/mo
Deposit HK$149K · loan HK$845K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$117/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$238/mo
Deposit HK$149K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$129/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,601
+HK$264/mo
Deposit HK$99K · loan HK$895K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$124/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$252/mo
Deposit HK$99K · loan HK$895K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).