▼ 0.50% · 3.625%
HK$2,053
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,116
−HK$65/mo
Today · 4.125%
HK$2,181
baseline
▲ 0.50% · 4.625%
HK$2,314
+HK$133/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,362/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,283
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$62/mo
Today · 4.125%
HK$2,407
baseline
▲ 0.50% · 4.625%
HK$2,534
+HK$127/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,814/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,258
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,328
−HK$71/mo
Today · 4.125%
HK$2,399
baseline
▲ 0.50% · 4.625%
HK$2,545
+HK$146/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$4,798/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$69/mo
Today · 4.125%
HK$2,648
baseline
▲ 0.50% · 4.625%
HK$2,787
+HK$139/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$5,296/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,463
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,540
−HK$78/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$159/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$74/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,040
+HK$152/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,668
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,751
−HK$85/mo
Today · 4.125%
HK$2,836
baseline
▲ 0.50% · 4.625%
HK$3,008
+HK$172/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$5,672/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$81/mo
Today · 4.125%
HK$3,129
baseline
▲ 0.50% · 4.625%
HK$3,294
+HK$165/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$6,258/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$91/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,240
+HK$186/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$87/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$177/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$97/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$199/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$93/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$191/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$104/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$212/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$99/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$110/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$226/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$106/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$215/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$116/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$112/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$229/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).