▼ 0.50% · 3.625%
HK$2,594
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$82/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,925
+HK$168/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$79/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$160/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$91/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,217
+HK$184/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$86/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$177/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,113
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,210
−HK$98/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$202/mo
Deposit HK$455K · loan HK$683K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$94/mo
Today · 4.125%
HK$3,650
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$193/mo
Deposit HK$455K · loan HK$683K · min. income ≈ HK$7,300/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,372
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$107/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$218/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,852
−HK$103/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$208/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$115/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$234/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$110/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$224/mo
Deposit HK$341K · loan HK$796K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$123/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$252/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$118/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$240/mo
Deposit HK$284K · loan HK$853K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$131/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$268/mo
Deposit HK$228K · loan HK$910K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$126/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$257/mo
Deposit HK$228K · loan HK$910K · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$140/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$285/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$133/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$273/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$147/mo
Today · 4.125%
HK$4,962
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$302/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,924/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,195
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,334
−HK$141/mo
Today · 4.125%
HK$5,475
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$289/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,950/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).