▼ 0.50% · 3.625%
HK$2,994
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$95/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$193/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$91/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$185/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$100/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$204/mo
Deposit HK$591K · loan HK$722K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,593
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$113/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$233/mo
Deposit HK$525K · loan HK$788K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$109/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$222/mo
Deposit HK$525K · loan HK$788K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$460K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,805
+HK$241/mo
Deposit HK$460K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$133/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$271/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$127/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$259/mo
Deposit HK$394K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,491
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$142/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$290/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$136/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$278/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$151/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$145/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$296/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$161/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$154/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,283
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$170/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$349/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$164/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).