▼ 0.50% · 3.625%
HK$2,296
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$72/mo
Today · 4.125%
HK$2,440
baseline
▲ 0.50% · 4.625%
HK$2,589
+HK$149/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$4,880/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,554
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$69/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,834
+HK$142/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,526
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$80/mo
Today · 4.125%
HK$2,684
baseline
▲ 0.50% · 4.625%
HK$2,847
+HK$163/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,368/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,810
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$77/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,118
+HK$156/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$87/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$178/mo
Deposit HK$403K · loan HK$604K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$83/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,401
+HK$170/mo
Deposit HK$403K · loan HK$604K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$94/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,365
+HK$193/mo
Deposit HK$352K · loan HK$655K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$90/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$185/mo
Deposit HK$352K · loan HK$655K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,215
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,315
−HK$101/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$208/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$97/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$199/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$109/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,883
+HK$223/mo
Deposit HK$252K · loan HK$755K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,832
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$105/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$213/mo
Deposit HK$252K · loan HK$755K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$238/mo
Deposit HK$201K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$111/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$201K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$123/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,401
+HK$253/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$118/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$241/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$130/mo
Today · 4.125%
HK$4,392
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$268/mo
Deposit HK$101K · loan HK$906K · min. income ≈ HK$8,784/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$125/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$256/mo
Deposit HK$101K · loan HK$906K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).