▼ 0.50% · 3.625%
HK$2,574
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,654
−HK$82/mo
Today · 4.125%
HK$2,736
baseline
▲ 0.50% · 4.625%
HK$2,902
+HK$166/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$5,472/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,864
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$78/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,178
+HK$160/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,832
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,920
−HK$89/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$183/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,150
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$85/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$175/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,089
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,185
−HK$98/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$199/mo
Deposit HK$452K · loan HK$677K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$93/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$191/mo
Deposit HK$452K · loan HK$677K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$106/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$217/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$101/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$207/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,716
−HK$114/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$233/mo
Deposit HK$339K · loan HK$790K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$109/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$223/mo
Deposit HK$339K · loan HK$790K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$122/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$250/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$117/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$238/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$266/mo
Deposit HK$226K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$124/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$226K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$138/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$132/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$271/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$146/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$140/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).