▼ 0.50% · 3.625%
HK$21,335
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,998
−HK$675/mo
Today · 4.125%
HK$22,673
baseline
▲ 0.50% · 4.625%
HK$24,052
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,346/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,735
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,371
−HK$646/mo
Today · 4.125%
HK$25,017
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,034/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,468
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,198
−HK$742/mo
Today · 4.125%
HK$24,940
baseline
▲ 0.50% · 4.625%
HK$26,457
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,880/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,108
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,808
−HK$711/mo
Today · 4.125%
HK$27,519
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,038/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,602
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,398
−HK$809/mo
Today · 4.125%
HK$27,207
baseline
▲ 0.50% · 4.625%
HK$28,863
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,414/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,482
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$775/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,603
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,735
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,598
−HK$876/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,268
+HK$1,794/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$840/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,236
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,798
−HK$944/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,673
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,228
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,120
−HK$904/mo
Today · 4.125%
HK$35,024
baseline
▲ 0.50% · 4.625%
HK$36,870
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,048/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,997
−HK$1,012/mo
Today · 4.125%
HK$34,009
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,018/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,602
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,557
−HK$968/mo
Today · 4.125%
HK$37,525
baseline
▲ 0.50% · 4.625%
HK$39,503
+HK$1,978/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,050/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,135
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,197
−HK$1,079/mo
Today · 4.125%
HK$36,276
baseline
▲ 0.50% · 4.625%
HK$38,483
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,552/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,975
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,994
−HK$1,033/mo
Today · 4.125%
HK$40,027
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,110/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,054/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,269
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$1,146/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,889
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,349
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,431
−HK$1,098/mo
Today · 4.125%
HK$42,529
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,058/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,402
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,597
−HK$1,214/mo
Today · 4.125%
HK$40,811
baseline
▲ 0.50% · 4.625%
HK$43,294
+HK$2,483/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,622/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,722
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,868
−HK$1,162/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,404
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).