▼ 0.50% · 3.625%
HK$22,227
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$702/mo
Today · 4.125%
HK$23,621
baseline
▲ 0.50% · 4.625%
HK$25,059
+HK$1,438/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,242/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,728
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$673/mo
Today · 4.125%
HK$26,064
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,128/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,450
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,211
−HK$772/mo
Today · 4.125%
HK$25,983
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,966/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,200
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,930
−HK$740/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,673
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$842/mo
Today · 4.125%
HK$28,345
baseline
▲ 0.50% · 4.625%
HK$30,070
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,690/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,673
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,469
−HK$807/mo
Today · 4.125%
HK$31,276
baseline
▲ 0.50% · 4.625%
HK$32,925
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,552/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,794
−HK$914/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,576
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,008
−HK$875/mo
Today · 4.125%
HK$33,883
baseline
▲ 0.50% · 4.625%
HK$35,669
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,766/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,086
−HK$984/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$35,082
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,619
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,547
−HK$942/mo
Today · 4.125%
HK$36,489
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$1,924/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,978/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$1,054/mo
Today · 4.125%
HK$35,432
baseline
▲ 0.50% · 4.625%
HK$37,588
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,864/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,092
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,010/mo
Today · 4.125%
HK$39,096
baseline
▲ 0.50% · 4.625%
HK$41,156
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,192/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,564
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$1,124/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$40,094
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,564
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,625
−HK$1,077/mo
Today · 4.125%
HK$41,702
baseline
▲ 0.50% · 4.625%
HK$43,900
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,404/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,787
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,962
−HK$1,194/mo
Today · 4.125%
HK$40,156
baseline
▲ 0.50% · 4.625%
HK$42,599
+HK$2,443/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,312/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,037
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,165
−HK$1,143/mo
Today · 4.125%
HK$44,308
baseline
▲ 0.50% · 4.625%
HK$46,644
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,616/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,009
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,254
−HK$1,264/mo
Today · 4.125%
HK$42,518
baseline
▲ 0.50% · 4.625%
HK$45,105
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,036/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,510
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,704
−HK$1,211/mo
Today · 4.125%
HK$46,915
baseline
▲ 0.50% · 4.625%
HK$49,388
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,830/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).