▼ 0.50% · 3.625%
HK$21,286
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,948
−HK$672/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,997
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,680
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,315
−HK$644/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,142
−HK$740/mo
Today · 4.125%
HK$24,882
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,764/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,048
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,747
−HK$708/mo
Today · 4.125%
HK$27,455
baseline
▲ 0.50% · 4.625%
HK$28,903
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,910/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,337
−HK$807/mo
Today · 4.125%
HK$27,144
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,288/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$773/mo
Today · 4.125%
HK$29,951
baseline
▲ 0.50% · 4.625%
HK$31,530
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,902/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$875/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$31,196
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,784
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,610
−HK$837/mo
Today · 4.125%
HK$32,447
baseline
▲ 0.50% · 4.625%
HK$34,158
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,894/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,727
−HK$942/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,596
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,152
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,041
−HK$902/mo
Today · 4.125%
HK$34,943
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,886/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,922
−HK$1,009/mo
Today · 4.125%
HK$33,931
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,862/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,520
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,473
−HK$966/mo
Today · 4.125%
HK$37,439
baseline
▲ 0.50% · 4.625%
HK$39,413
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,878/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,057
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$1,077/mo
Today · 4.125%
HK$36,193
baseline
▲ 0.50% · 4.625%
HK$38,395
+HK$2,202/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,386/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,888
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,904
−HK$1,031/mo
Today · 4.125%
HK$39,935
baseline
▲ 0.50% · 4.625%
HK$42,040
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,870/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,186
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$1,144/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,795
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,256
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,095/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$44,668
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,314
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,506
−HK$1,211/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$43,194
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,624
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,160/mo
Today · 4.125%
HK$44,927
baseline
▲ 0.50% · 4.625%
HK$47,295
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,854/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).