▼ 0.50% · 3.625%
HK$21,555
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,226
−HK$681/mo
Today · 4.125%
HK$22,907
baseline
▲ 0.50% · 4.625%
HK$24,301
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,814/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,980
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$652/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,608
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,711
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,448
−HK$749/mo
Today · 4.125%
HK$25,197
baseline
▲ 0.50% · 4.625%
HK$26,731
+HK$1,534/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,394/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,085
−HK$718/mo
Today · 4.125%
HK$27,803
baseline
▲ 0.50% · 4.625%
HK$29,268
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,866
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,671
−HK$817/mo
Today · 4.125%
HK$27,488
baseline
▲ 0.50% · 4.625%
HK$29,161
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,976/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,776
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,548
−HK$782/mo
Today · 4.125%
HK$30,330
baseline
▲ 0.50% · 4.625%
HK$31,929
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,660/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,022
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$886/mo
Today · 4.125%
HK$29,779
baseline
▲ 0.50% · 4.625%
HK$31,591
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,558/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,174
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,010
−HK$848/mo
Today · 4.125%
HK$32,858
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,716/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,177
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$954/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$34,021
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,572
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$914/mo
Today · 4.125%
HK$35,386
baseline
▲ 0.50% · 4.625%
HK$37,251
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,772/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,333
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$1,022/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,451
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,970
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,934
−HK$979/mo
Today · 4.125%
HK$37,913
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,826/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,488
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,561
−HK$1,090/mo
Today · 4.125%
HK$36,651
baseline
▲ 0.50% · 4.625%
HK$38,881
+HK$2,230/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,302/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,368
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,397
−HK$1,044/mo
Today · 4.125%
HK$40,441
baseline
▲ 0.50% · 4.625%
HK$42,572
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,882/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,644
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,159/mo
Today · 4.125%
HK$38,942
baseline
▲ 0.50% · 4.625%
HK$41,311
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,884/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,766
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,109/mo
Today · 4.125%
HK$42,968
baseline
▲ 0.50% · 4.625%
HK$45,233
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,936/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,799
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,006
−HK$1,226/mo
Today · 4.125%
HK$41,232
baseline
▲ 0.50% · 4.625%
HK$43,741
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,464/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,164
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,321
−HK$1,175/mo
Today · 4.125%
HK$45,496
baseline
▲ 0.50% · 4.625%
HK$47,894
+HK$2,398/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,992/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,293 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).