▼ 0.50% · 3.625%
HK$21,352
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$675/mo
Today · 4.125%
HK$22,691
baseline
▲ 0.50% · 4.625%
HK$24,071
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,382/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,754
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,391
−HK$646/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,357
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,218
−HK$742/mo
Today · 4.125%
HK$24,960
baseline
▲ 0.50% · 4.625%
HK$26,479
+HK$1,519/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,920/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,129
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,830
−HK$711/mo
Today · 4.125%
HK$27,541
baseline
▲ 0.50% · 4.625%
HK$28,992
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,082/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,622
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,419
−HK$810/mo
Today · 4.125%
HK$27,229
baseline
▲ 0.50% · 4.625%
HK$28,886
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,458/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,504
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,269
−HK$775/mo
Today · 4.125%
HK$30,044
baseline
▲ 0.50% · 4.625%
HK$31,628
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,088/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,621
−HK$877/mo
Today · 4.125%
HK$29,498
baseline
▲ 0.50% · 4.625%
HK$31,293
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,996/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,880
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$840/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,264
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$945/mo
Today · 4.125%
HK$31,767
baseline
▲ 0.50% · 4.625%
HK$33,700
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,534/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$905/mo
Today · 4.125%
HK$35,052
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,104/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,028
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,024
−HK$1,012/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$36,107
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,630
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,586
−HK$969/mo
Today · 4.125%
HK$37,555
baseline
▲ 0.50% · 4.625%
HK$39,535
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,110/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,163
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$1,079/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,034/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,171
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,298
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,427
−HK$1,147/mo
Today · 4.125%
HK$38,574
baseline
▲ 0.50% · 4.625%
HK$40,921
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,148/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,381
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,464
−HK$1,099/mo
Today · 4.125%
HK$42,563
baseline
▲ 0.50% · 4.625%
HK$44,806
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,126/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,629
−HK$1,214/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,486/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,757
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,164/mo
Today · 4.125%
HK$45,067
baseline
▲ 0.50% · 4.625%
HK$47,442
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,134/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,378 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).