▼ 0.50% · 3.625%
HK$21,026
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,680
−HK$664/mo
Today · 4.125%
HK$22,344
baseline
▲ 0.50% · 4.625%
HK$23,704
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,688/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,391
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,018
−HK$636/mo
Today · 4.125%
HK$24,654
baseline
▲ 0.50% · 4.625%
HK$25,954
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,308/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,128
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$730/mo
Today · 4.125%
HK$24,578
baseline
▲ 0.50% · 4.625%
HK$26,074
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,156/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,730
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$700/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,549
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$798/mo
Today · 4.125%
HK$26,813
baseline
▲ 0.50% · 4.625%
HK$28,444
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,626/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,069
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$763/mo
Today · 4.125%
HK$29,585
baseline
▲ 0.50% · 4.625%
HK$31,145
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,170/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$864/mo
Today · 4.125%
HK$29,047
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,768/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,094/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,408
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,223
−HK$828/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,740
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,351
−HK$931/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$891/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,538
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$997/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$2,039/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,086
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,027
−HK$955/mo
Today · 4.125%
HK$36,982
baseline
▲ 0.50% · 4.625%
HK$38,931
+HK$1,949/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,964/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,641
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,687
−HK$1,063/mo
Today · 4.125%
HK$35,750
baseline
▲ 0.50% · 4.625%
HK$37,926
+HK$2,176/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,500/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,425
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,429
−HK$1,018/mo
Today · 4.125%
HK$39,447
baseline
▲ 0.50% · 4.625%
HK$41,526
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,894/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,743
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$1,130/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,296
+HK$2,311/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,764
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,196/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,666
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,103
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,232
−HK$1,146/mo
Today · 4.125%
HK$44,378
baseline
▲ 0.50% · 4.625%
HK$46,717
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,756/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).