▼ 0.50% · 3.625%
HK$20,539
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,178
−HK$649/mo
Today · 4.125%
HK$21,827
baseline
▲ 0.50% · 4.625%
HK$23,155
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,654/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,850
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,462
−HK$622/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,354
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,593
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,296
−HK$714/mo
Today · 4.125%
HK$24,010
baseline
▲ 0.50% · 4.625%
HK$25,471
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,020/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,135
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,809
−HK$683/mo
Today · 4.125%
HK$26,492
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,397/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,984/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$779/mo
Today · 4.125%
HK$26,193
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,386/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,419
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$746/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,523/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$844/mo
Today · 4.125%
HK$28,375
baseline
▲ 0.50% · 4.625%
HK$30,102
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,750/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,704
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,501
−HK$808/mo
Today · 4.125%
HK$31,309
baseline
▲ 0.50% · 4.625%
HK$32,960
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,618/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,755
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,649
−HK$909/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,417
+HK$1,859/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$871/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,495
+HK$1,777/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,767
−HK$974/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,992/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,274
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,194
−HK$932/mo
Today · 4.125%
HK$36,126
baseline
▲ 0.50% · 4.625%
HK$38,030
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,252/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,863
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$1,038/mo
Today · 4.125%
HK$34,923
baseline
▲ 0.50% · 4.625%
HK$37,048
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,846/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,559
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$994/mo
Today · 4.125%
HK$38,534
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,068/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,917
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,003
−HK$1,103/mo
Today · 4.125%
HK$37,106
baseline
▲ 0.50% · 4.625%
HK$39,364
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,886
−HK$1,057/mo
Today · 4.125%
HK$40,943
baseline
▲ 0.50% · 4.625%
HK$43,101
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,886/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,970
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,169/mo
Today · 4.125%
HK$39,289
baseline
▲ 0.50% · 4.625%
HK$41,679
+HK$2,390/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,578/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,129
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,232
−HK$1,119/mo
Today · 4.125%
HK$43,351
baseline
▲ 0.50% · 4.625%
HK$45,636
+HK$2,285/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,702/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).