▼ 0.50% · 3.625%
HK$21,330
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,994
−HK$674/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,730
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$646/mo
Today · 4.125%
HK$25,012
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,024/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,463
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$742/mo
Today · 4.125%
HK$24,935
baseline
▲ 0.50% · 4.625%
HK$26,452
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,870/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,103
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$710/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,596
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$809/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,476
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,239
−HK$775/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,729
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,592
−HK$876/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,849
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,676
−HK$839/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$944/mo
Today · 4.125%
HK$31,735
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,470/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,222
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$903/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$36,862
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$1,011/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,595
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$969/mo
Today · 4.125%
HK$37,518
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,036/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,190
−HK$1,079/mo
Today · 4.125%
HK$36,269
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,538/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,986
−HK$1,033/mo
Today · 4.125%
HK$40,019
baseline
▲ 0.50% · 4.625%
HK$42,128
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,038/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$1,146/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,098/mo
Today · 4.125%
HK$42,520
baseline
▲ 0.50% · 4.625%
HK$44,761
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,040/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,589
−HK$1,213/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,483/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,162/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).