▼ 0.50% · 3.625%
HK$16,695
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,215
−HK$527/mo
Today · 4.125%
HK$17,742
baseline
▲ 0.50% · 4.625%
HK$18,822
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,484/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,573
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,071
−HK$506/mo
Today · 4.125%
HK$19,577
baseline
▲ 0.50% · 4.625%
HK$20,609
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,154/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,365
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,936
−HK$580/mo
Today · 4.125%
HK$19,516
baseline
▲ 0.50% · 4.625%
HK$20,704
+HK$1,188/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$39,032/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,431
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,979
−HK$555/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,670
+HK$1,136/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,034
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,657
−HK$634/mo
Today · 4.125%
HK$21,291
baseline
▲ 0.50% · 4.625%
HK$22,586
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,582/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,288
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,886
−HK$606/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,730
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,704
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,379
−HK$686/mo
Today · 4.125%
HK$23,065
baseline
▲ 0.50% · 4.625%
HK$24,468
+HK$1,403/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,130/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,145
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,793
−HK$657/mo
Today · 4.125%
HK$25,450
baseline
▲ 0.50% · 4.625%
HK$26,791
+HK$1,341/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,900/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,373
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$739/mo
Today · 4.125%
HK$24,839
baseline
▲ 0.50% · 4.625%
HK$26,350
+HK$1,511/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,678/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,700
−HK$707/mo
Today · 4.125%
HK$27,407
baseline
▲ 0.50% · 4.625%
HK$28,852
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,814/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,043
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$791/mo
Today · 4.125%
HK$26,613
baseline
▲ 0.50% · 4.625%
HK$28,233
+HK$1,620/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,226/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,860
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,607
−HK$758/mo
Today · 4.125%
HK$29,365
baseline
▲ 0.50% · 4.625%
HK$30,913
+HK$1,548/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,730/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$844/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$30,115
+HK$1,728/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$809/mo
Today · 4.125%
HK$31,323
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,646/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$897/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,997
+HK$1,835/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,575
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$859/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$1,755/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,986
−HK$950/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,879
+HK$1,943/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,329
−HK$909/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,096
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,650 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).