▼ 0.50% · 3.625%
HK$19,861
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$627/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,390
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$602/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$691/mo
Today · 4.125%
HK$23,217
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,434/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,956
−HK$661/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,833
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,574
−HK$753/mo
Today · 4.125%
HK$25,327
baseline
▲ 0.50% · 4.625%
HK$26,869
+HK$1,542/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,654/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,514
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,225
−HK$721/mo
Today · 4.125%
HK$27,946
baseline
▲ 0.50% · 4.625%
HK$29,419
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,892/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,819
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,622
−HK$816/mo
Today · 4.125%
HK$27,438
baseline
▲ 0.50% · 4.625%
HK$29,108
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,876/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,723
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,494
−HK$781/mo
Today · 4.125%
HK$30,275
baseline
▲ 0.50% · 4.625%
HK$31,871
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,550/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,670
−HK$879/mo
Today · 4.125%
HK$29,549
baseline
▲ 0.50% · 4.625%
HK$31,347
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,098/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,933
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,762
−HK$842/mo
Today · 4.125%
HK$32,604
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,208/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,791
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$941/mo
Today · 4.125%
HK$31,659
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,318/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,031
−HK$902/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,777
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,766
−HK$1,004/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$962/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,763
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,814
−HK$1,067/mo
Today · 4.125%
HK$35,881
baseline
▲ 0.50% · 4.625%
HK$38,064
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,762/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,569
−HK$1,022/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$41,678
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,749
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$1,130/mo
Today · 4.125%
HK$37,991
baseline
▲ 0.50% · 4.625%
HK$40,303
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,982/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,837
−HK$1,083/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,129
+HK$2,209/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).