▼ 0.50% · 3.625%
HK$20,071
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,695
−HK$635/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,628
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,928
−HK$607/mo
Today · 4.125%
HK$23,535
baseline
▲ 0.50% · 4.625%
HK$24,776
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,070/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,078
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$698/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,562
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,220
−HK$669/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,253
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,085
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,834
−HK$762/mo
Today · 4.125%
HK$25,596
baseline
▲ 0.50% · 4.625%
HK$27,153
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,192/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,513
−HK$729/mo
Today · 4.125%
HK$28,242
baseline
▲ 0.50% · 4.625%
HK$29,731
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,092
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,904
−HK$825/mo
Today · 4.125%
HK$27,729
baseline
▲ 0.50% · 4.625%
HK$29,416
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,458/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,028
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,806
−HK$790/mo
Today · 4.125%
HK$30,596
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,192/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,099
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,974
−HK$888/mo
Today · 4.125%
HK$29,862
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,724/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,260
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,099
−HK$850/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$952/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$911/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,164
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,113
−HK$1,015/mo
Today · 4.125%
HK$34,128
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,256/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,726
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,684
−HK$972/mo
Today · 4.125%
HK$37,656
baseline
▲ 0.50% · 4.625%
HK$39,641
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,312/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,121
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,182
−HK$1,078/mo
Today · 4.125%
HK$36,260
baseline
▲ 0.50% · 4.625%
HK$38,467
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,520/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,959
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,977
−HK$1,033/mo
Today · 4.125%
HK$40,010
baseline
▲ 0.50% · 4.625%
HK$42,119
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,020/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,128
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,252
−HK$1,141/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,270
−HK$1,093/mo
Today · 4.125%
HK$42,363
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,233/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,726/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,064 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).