▼ 0.50% · 3.625%
HK$22,721
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,428
−HK$718/mo
Today · 4.125%
HK$24,146
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,292/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,955
−HK$688/mo
Today · 4.125%
HK$26,643
baseline
▲ 0.50% · 4.625%
HK$28,047
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,286/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,771
−HK$790/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$28,177
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,805
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,551
−HK$756/mo
Today · 4.125%
HK$29,307
baseline
▲ 0.50% · 4.625%
HK$30,852
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,614/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,114
−HK$861/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,333
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$825/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,657
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,538
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,457
−HK$933/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$894/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,810
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,799
−HK$1,006/mo
Today · 4.125%
HK$33,805
baseline
▲ 0.50% · 4.625%
HK$35,862
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,610/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,337
−HK$963/mo
Today · 4.125%
HK$37,300
baseline
▲ 0.50% · 4.625%
HK$39,266
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,600/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,082
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$1,077/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,423
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,933
−HK$1,031/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,071
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,354
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,485
−HK$1,149/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,985
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,444
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,528
−HK$1,101/mo
Today · 4.125%
HK$42,629
baseline
▲ 0.50% · 4.625%
HK$44,876
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,258/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,626
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,220/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,546
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,971
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,124
−HK$1,169/mo
Today · 4.125%
HK$45,293
baseline
▲ 0.50% · 4.625%
HK$47,680
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,586/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,898
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,292/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$46,108
+HK$2,645/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,719
−HK$1,238/mo
Today · 4.125%
HK$47,957
baseline
▲ 0.50% · 4.625%
HK$50,485
+HK$2,528/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,914/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,438 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).