▼ 0.50% · 3.625%
HK$21,437
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,104
−HK$678/mo
Today · 4.125%
HK$22,782
baseline
▲ 0.50% · 4.625%
HK$24,168
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,564/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$649/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,581
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,314
−HK$746/mo
Today · 4.125%
HK$25,060
baseline
▲ 0.50% · 4.625%
HK$26,585
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,120/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,234
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,937
−HK$714/mo
Today · 4.125%
HK$27,651
baseline
▲ 0.50% · 4.625%
HK$29,108
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,302/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,725
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,525
−HK$813/mo
Today · 4.125%
HK$27,338
baseline
▲ 0.50% · 4.625%
HK$29,001
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,676/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$779/mo
Today · 4.125%
HK$30,165
baseline
▲ 0.50% · 4.625%
HK$31,755
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,330/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,735
−HK$881/mo
Today · 4.125%
HK$29,616
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,232/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,003
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,835
−HK$843/mo
Today · 4.125%
HK$32,678
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,356/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,946
−HK$948/mo
Today · 4.125%
HK$31,894
baseline
▲ 0.50% · 4.625%
HK$33,835
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,788/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,388
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,284
−HK$908/mo
Today · 4.125%
HK$35,192
baseline
▲ 0.50% · 4.625%
HK$37,047
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,384/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,156
−HK$1,016/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$36,252
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,773
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$974/mo
Today · 4.125%
HK$37,706
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,412/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,300
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,366
−HK$1,084/mo
Today · 4.125%
HK$36,450
baseline
▲ 0.50% · 4.625%
HK$38,668
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,900/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,181
−HK$1,038/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,340
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,443
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,577
−HK$1,152/mo
Today · 4.125%
HK$38,729
baseline
▲ 0.50% · 4.625%
HK$41,085
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,458/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,543
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,630
−HK$1,103/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$44,986
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,587
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,220/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,502
+HK$2,495/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,928
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,079
−HK$1,168/mo
Today · 4.125%
HK$45,247
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,494/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).