▼ 0.50% · 3.625%
HK$20,697
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,340
−HK$654/mo
Today · 4.125%
HK$21,994
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,988/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,642
−HK$627/mo
Today · 4.125%
HK$24,269
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,538/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,474
−HK$720/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,666
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,327
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$689/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$785/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,630
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,371
−HK$752/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$850/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$814/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,212
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,877
−HK$915/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,666
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,235
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$877/mo
Today · 4.125%
HK$33,976
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,952/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,011
−HK$981/mo
Today · 4.125%
HK$32,992
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,984/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,463
−HK$940/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,322
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,145
−HK$1,046/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$2,141/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,840
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,828
−HK$1,002/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,279
−HK$1,112/mo
Today · 4.125%
HK$37,391
baseline
▲ 0.50% · 4.625%
HK$39,666
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,782/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,192
−HK$1,065/mo
Today · 4.125%
HK$41,257
baseline
▲ 0.50% · 4.625%
HK$43,432
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,514/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,254
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,177/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,128/mo
Today · 4.125%
HK$43,684
baseline
▲ 0.50% · 4.625%
HK$45,986
+HK$2,302/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,368/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).