▼ 0.50% · 3.625%
HK$16,263
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,769
−HK$514/mo
Today · 4.125%
HK$17,283
baseline
▲ 0.50% · 4.625%
HK$18,334
+HK$1,051/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,566/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,578
−HK$492/mo
Today · 4.125%
HK$19,070
baseline
▲ 0.50% · 4.625%
HK$20,075
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,140/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,889
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,446
−HK$565/mo
Today · 4.125%
HK$19,011
baseline
▲ 0.50% · 4.625%
HK$20,168
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,022/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,902
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,435
−HK$542/mo
Today · 4.125%
HK$20,977
baseline
▲ 0.50% · 4.625%
HK$22,082
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,954/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,515
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,122
−HK$617/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,293
−HK$591/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,090
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,142
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,799
−HK$669/mo
Today · 4.125%
HK$22,468
baseline
▲ 0.50% · 4.625%
HK$23,835
+HK$1,367/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,936/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,520
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$640/mo
Today · 4.125%
HK$24,791
baseline
▲ 0.50% · 4.625%
HK$26,097
+HK$1,306/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,582/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,768
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$720/mo
Today · 4.125%
HK$24,196
baseline
▲ 0.50% · 4.625%
HK$25,668
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,392/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,009
−HK$689/mo
Today · 4.125%
HK$26,698
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,396/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,153
−HK$771/mo
Today · 4.125%
HK$25,924
baseline
▲ 0.50% · 4.625%
HK$27,501
+HK$1,577/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,848/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,138
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,866
−HK$739/mo
Today · 4.125%
HK$28,605
baseline
▲ 0.50% · 4.625%
HK$30,112
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,210/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,021
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,830
−HK$822/mo
Today · 4.125%
HK$27,652
baseline
▲ 0.50% · 4.625%
HK$29,335
+HK$1,683/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,304/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,948
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,724
−HK$788/mo
Today · 4.125%
HK$30,512
baseline
▲ 0.50% · 4.625%
HK$32,120
+HK$1,608/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,024/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$874/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$31,168
+HK$1,787/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,582
−HK$837/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,708/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,273
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$925/mo
Today · 4.125%
HK$31,109
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,218/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$886/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,135
+HK$1,809/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).