▼ 0.50% · 3.625%
HK$14,682
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,138
−HK$464/mo
Today · 4.125%
HK$15,602
baseline
▲ 0.50% · 4.625%
HK$16,552
+HK$950/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,204/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,333
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,771
−HK$445/mo
Today · 4.125%
HK$17,216
baseline
▲ 0.50% · 4.625%
HK$18,123
+HK$907/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,432/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,150
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,652
−HK$510/mo
Today · 4.125%
HK$17,162
baseline
▲ 0.50% · 4.625%
HK$18,207
+HK$1,045/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$34,324/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,966
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,448
−HK$489/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$19,935
+HK$998/mo
Deposit HK$2.90M · loan HK$3.54M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,618
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,166
−HK$557/mo
Today · 4.125%
HK$18,723
baseline
▲ 0.50% · 4.625%
HK$19,862
+HK$1,139/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,446/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,600
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,125
−HK$534/mo
Today · 4.125%
HK$20,659
baseline
▲ 0.50% · 4.625%
HK$21,748
+HK$1,089/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,318/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,086
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,680
−HK$603/mo
Today · 4.125%
HK$20,283
baseline
▲ 0.50% · 4.625%
HK$21,517
+HK$1,234/mo
Deposit HK$2.25M · loan HK$4.19M · min. income ≈ HK$40,566/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,233
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,803
−HK$577/mo
Today · 4.125%
HK$22,380
baseline
▲ 0.50% · 4.625%
HK$23,560
+HK$1,180/mo
Deposit HK$2.25M · loan HK$4.19M · min. income ≈ HK$44,760/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,554
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,194
−HK$649/mo
Today · 4.125%
HK$21,843
baseline
▲ 0.50% · 4.625%
HK$23,172
+HK$1,329/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,686/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,480
−HK$622/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,372
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,022
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,707
−HK$696/mo
Today · 4.125%
HK$23,403
baseline
▲ 0.50% · 4.625%
HK$24,827
+HK$1,424/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$46,806/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$666/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,362/mo
Deposit HK$1.61M · loan HK$4.83M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,221
−HK$743/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,519/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,133
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$711/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,452/mo
Deposit HK$1.29M · loan HK$5.15M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,959
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,735
−HK$789/mo
Today · 4.125%
HK$26,524
baseline
▲ 0.50% · 4.625%
HK$28,138
+HK$1,614/mo
Deposit HK$966K · loan HK$5.47M · min. income ≈ HK$53,048/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,511
−HK$755/mo
Today · 4.125%
HK$29,266
baseline
▲ 0.50% · 4.625%
HK$30,809
+HK$1,543/mo
Deposit HK$966K · loan HK$5.47M · min. income ≈ HK$58,532/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,427
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$835/mo
Today · 4.125%
HK$28,084
baseline
▲ 0.50% · 4.625%
HK$29,793
+HK$1,709/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$56,168/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,400
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,188
−HK$800/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,621
+HK$1,633/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).