▼ 0.50% · 3.625%
HK$22,304
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$705/mo
Today · 4.125%
HK$23,703
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,406/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$675/mo
Today · 4.125%
HK$26,154
baseline
▲ 0.50% · 4.625%
HK$27,532
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,308/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,535
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$775/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$742/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$846/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$811/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,996
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,897
−HK$917/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,257
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,122
−HK$878/mo
Today · 4.125%
HK$34,000
baseline
▲ 0.50% · 4.625%
HK$35,792
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$68,000/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$987/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$945/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,456
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$1,057/mo
Today · 4.125%
HK$35,554
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,108/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,218
−HK$1,013/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,068/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,687
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,797
−HK$1,128/mo
Today · 4.125%
HK$37,925
baseline
▲ 0.50% · 4.625%
HK$40,232
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,850/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,701
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,766
−HK$1,080/mo
Today · 4.125%
HK$41,846
baseline
▲ 0.50% · 4.625%
HK$44,052
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,692/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,917
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,097
−HK$1,198/mo
Today · 4.125%
HK$40,295
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,452/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,590/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,183
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,314
−HK$1,148/mo
Today · 4.125%
HK$44,462
baseline
▲ 0.50% · 4.625%
HK$46,805
+HK$2,343/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,924/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,148
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,396
−HK$1,269/mo
Today · 4.125%
HK$42,665
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,330/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,664
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,862
−HK$1,215/mo
Today · 4.125%
HK$47,077
baseline
▲ 0.50% · 4.625%
HK$49,558
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,154/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,147 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).