▼ 0.50% · 3.625%
HK$19,867
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,484
−HK$628/mo
Today · 4.125%
HK$21,112
baseline
▲ 0.50% · 4.625%
HK$22,397
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,224/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,101
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,694
−HK$601/mo
Today · 4.125%
HK$23,295
baseline
▲ 0.50% · 4.625%
HK$24,523
+HK$1,228/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,590/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,853
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,533
−HK$691/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,637
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$662/mo
Today · 4.125%
HK$25,625
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,250/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,581
−HK$754/mo
Today · 4.125%
HK$25,335
baseline
▲ 0.50% · 4.625%
HK$26,876
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,670/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,522
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,233
−HK$721/mo
Today · 4.125%
HK$27,954
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,474/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,908/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,630
−HK$816/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$29,116
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,732
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$782/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,678
−HK$879/mo
Today · 4.125%
HK$29,557
baseline
▲ 0.50% · 4.625%
HK$31,356
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,114/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,942
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,772
−HK$842/mo
Today · 4.125%
HK$32,614
baseline
▲ 0.50% · 4.625%
HK$34,333
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,228/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,727
−HK$942/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,595
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,152
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,041
−HK$902/mo
Today · 4.125%
HK$34,943
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,886/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,775
−HK$1,005/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,835
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,362
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,311
−HK$962/mo
Today · 4.125%
HK$37,273
baseline
▲ 0.50% · 4.625%
HK$39,237
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,546/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$1,067/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$38,075
+HK$2,184/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,572
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,022/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,760
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,872
−HK$1,130/mo
Today · 4.125%
HK$38,002
baseline
▲ 0.50% · 4.625%
HK$40,315
+HK$2,313/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$76,004/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,849
−HK$1,083/mo
Today · 4.125%
HK$41,932
baseline
▲ 0.50% · 4.625%
HK$44,142
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,864/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,373 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).