▼ 0.50% · 3.625%
HK$22,217
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$702/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$25,047
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$672/mo
Today · 4.125%
HK$26,052
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,104/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,439
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,199
−HK$773/mo
Today · 4.125%
HK$25,972
baseline
▲ 0.50% · 4.625%
HK$27,552
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,944/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,188
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,918
−HK$739/mo
Today · 4.125%
HK$28,657
baseline
▲ 0.50% · 4.625%
HK$30,168
+HK$1,511/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,314/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,661
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,490
−HK$843/mo
Today · 4.125%
HK$28,333
baseline
▲ 0.50% · 4.625%
HK$30,057
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,666/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,660
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,456
−HK$807/mo
Today · 4.125%
HK$31,263
baseline
▲ 0.50% · 4.625%
HK$32,910
+HK$1,647/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,526/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$913/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,993
−HK$875/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,104
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,072
−HK$983/mo
Today · 4.125%
HK$33,055
baseline
▲ 0.50% · 4.625%
HK$35,066
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,110/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,603
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,531
−HK$942/mo
Today · 4.125%
HK$36,473
baseline
▲ 0.50% · 4.625%
HK$38,395
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,946/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,326
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,363
−HK$1,053/mo
Today · 4.125%
HK$35,416
baseline
▲ 0.50% · 4.625%
HK$37,571
+HK$2,155/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,832/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,069
−HK$1,009/mo
Today · 4.125%
HK$39,078
baseline
▲ 0.50% · 4.625%
HK$41,138
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,156/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,548
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$1,123/mo
Today · 4.125%
HK$37,777
baseline
▲ 0.50% · 4.625%
HK$40,076
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,554/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,547
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,607
−HK$1,076/mo
Today · 4.125%
HK$41,683
baseline
▲ 0.50% · 4.625%
HK$43,881
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,366/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,770
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,945
−HK$1,193/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,581
+HK$2,443/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,018
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,145
−HK$1,144/mo
Today · 4.125%
HK$44,289
baseline
▲ 0.50% · 4.625%
HK$46,623
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,578/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,991
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,235
−HK$1,264/mo
Today · 4.125%
HK$42,499
baseline
▲ 0.50% · 4.625%
HK$45,085
+HK$2,586/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,998/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,490
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,683
−HK$1,211/mo
Today · 4.125%
HK$46,894
baseline
▲ 0.50% · 4.625%
HK$49,366
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,788/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).