Skip to content
Crescira AVM · estimated value Medium confidence
HK$10.21M
≈ HK$10,438 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.06M, with repayments around HK$34,634/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,590
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,604
−HK$1,030/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,741
+HK$2,107/mo

Deposit HK$3.06M · loan HK$7.15M · min. income ≈ HK$69,268/mo (50% DSR)

Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$382,832 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
E
Saleable Area
978 ft²
Gross Area
1,265 ft²
Efficiency
77%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2013-02-19 HK$9.30M +17.7%
2008-05-19 HK$7.90M +3.9%
2007-11-13 HK$7.60M +0.0%
2007-09-20 HK$7.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sunny Bay
≈ 40 min walk · 3,148 m
(quite far — consider other transport options)
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Other appraised units in this building

Data sourced from Renavon.com