▼ 0.50% · 3.625%
HK$19,834
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,450
−HK$627/mo
Today · 4.125%
HK$21,077
baseline
▲ 0.50% · 4.625%
HK$22,360
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,154/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,656
−HK$601/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,495
−HK$690/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$660/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,349/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,800
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,541
−HK$752/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,832
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$720/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,586
−HK$814/mo
Today · 4.125%
HK$27,400
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,668/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,684
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,453
−HK$781/mo
Today · 4.125%
HK$30,234
baseline
▲ 0.50% · 4.625%
HK$31,827
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,468/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,767
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$877/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$840/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,717/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,676
−HK$940/mo
Today · 4.125%
HK$31,616
baseline
▲ 0.50% · 4.625%
HK$33,540
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,232/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,985
−HK$900/mo
Today · 4.125%
HK$34,885
baseline
▲ 0.50% · 4.625%
HK$36,724
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,770/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$1,003/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,303
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,250
−HK$961/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,172
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$1,065/mo
Today · 4.125%
HK$35,831
baseline
▲ 0.50% · 4.625%
HK$38,012
+HK$2,181/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,662/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,516
−HK$1,020/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,620
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,700
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$1,128/mo
Today · 4.125%
HK$37,939
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,878/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,716
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,781
−HK$1,081/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).