▼ 0.50% · 3.625%
HK$16,647
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,165
−HK$526/mo
Today · 4.125%
HK$17,691
baseline
▲ 0.50% · 4.625%
HK$18,768
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,382/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,520
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,017
−HK$503/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,549
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,312
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,882
−HK$578/mo
Today · 4.125%
HK$19,460
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,184/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,920/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,372
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,918
−HK$554/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,604
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,977
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,598
−HK$631/mo
Today · 4.125%
HK$21,229
baseline
▲ 0.50% · 4.625%
HK$22,521
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,458/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,224
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$605/mo
Today · 4.125%
HK$23,425
baseline
▲ 0.50% · 4.625%
HK$24,659
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,850/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,641
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$683/mo
Today · 4.125%
HK$22,998
baseline
▲ 0.50% · 4.625%
HK$24,398
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$45,996/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,076
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,722
−HK$655/mo
Today · 4.125%
HK$25,377
baseline
▲ 0.50% · 4.625%
HK$26,714
+HK$1,337/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,754/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,306
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$737/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,928
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,623
−HK$706/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,769
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,748
−HK$789/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,614/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,780
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,525
−HK$756/mo
Today · 4.125%
HK$29,281
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,543/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,562/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,464
−HK$842/mo
Today · 4.125%
HK$28,306
baseline
▲ 0.50% · 4.625%
HK$30,028
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,612/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,426
−HK$807/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$32,879
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$894/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,905
+HK$1,830/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,484
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$857/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$1,749/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$947/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,938/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,336
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,230
−HK$907/mo
Today · 4.125%
HK$35,137
baseline
▲ 0.50% · 4.625%
HK$36,989
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,274/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$219,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).