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Crescira AVM · estimated value Medium confidence
HK$10.34M
≈ HK$10,586 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.10M, with repayments around HK$35,086/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,015
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$1,044/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo

Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)

Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,825 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
E
Saleable Area
977 ft²
Gross Area
1,266 ft²
Efficiency
77%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2015-06-26 HK$10.00M +26.3%
2006-04-06 HK$7.92M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sunny Bay
≈ 40 min walk · 3,148 m
(quite far — consider other transport options)
Education
7
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Other appraised units in this building

Data sourced from Renavon.com