▼ 0.50% · 3.625%
HK$14,412
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,860
−HK$456/mo
Today · 4.125%
HK$15,316
baseline
▲ 0.50% · 4.625%
HK$16,248
+HK$932/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,632/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,033
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,463
−HK$437/mo
Today · 4.125%
HK$16,900
baseline
▲ 0.50% · 4.625%
HK$17,790
+HK$890/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,800/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,853
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,346
−HK$501/mo
Today · 4.125%
HK$16,847
baseline
▲ 0.50% · 4.625%
HK$17,873
+HK$1,026/mo
Deposit HK$2.84M · loan HK$3.48M · min. income ≈ HK$33,694/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,637
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,110
−HK$480/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$979/mo
Deposit HK$2.84M · loan HK$3.48M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,295
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,833
−HK$546/mo
Today · 4.125%
HK$18,379
baseline
▲ 0.50% · 4.625%
HK$19,497
+HK$1,118/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,758/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,240
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$523/mo
Today · 4.125%
HK$20,279
baseline
▲ 0.50% · 4.625%
HK$21,348
+HK$1,069/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,558/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,736
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,319
−HK$592/mo
Today · 4.125%
HK$19,911
baseline
▲ 0.50% · 4.625%
HK$21,122
+HK$1,211/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$39,822/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,402
−HK$567/mo
Today · 4.125%
HK$21,969
baseline
▲ 0.50% · 4.625%
HK$23,127
+HK$1,158/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$43,938/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,177
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,805
−HK$637/mo
Today · 4.125%
HK$21,442
baseline
▲ 0.50% · 4.625%
HK$22,747
+HK$1,305/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$42,884/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,447
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$610/mo
Today · 4.125%
HK$23,659
baseline
▲ 0.50% · 4.625%
HK$24,907
+HK$1,248/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$47,318/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,618
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$654/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,337/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,777
−HK$728/mo
Today · 4.125%
HK$24,505
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,492/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,653
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,341
−HK$698/mo
Today · 4.125%
HK$27,039
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,426/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$54,078/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$774/mo
Today · 4.125%
HK$26,037
baseline
▲ 0.50% · 4.625%
HK$27,621
+HK$1,584/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$52,074/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,257
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,988
−HK$741/mo
Today · 4.125%
HK$28,729
baseline
▲ 0.50% · 4.625%
HK$30,244
+HK$1,515/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$57,458/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$820/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,246
+HK$1,677/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,634
−HK$785/mo
Today · 4.125%
HK$30,419
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,604/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$60,838/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,040 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).