▼ 0.50% · 3.625%
HK$19,155
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,751
−HK$606/mo
Today · 4.125%
HK$20,357
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,714/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,310
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,882
−HK$580/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,646
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,071
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,726
−HK$666/mo
Today · 4.125%
HK$22,392
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,784/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,441
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$638/mo
Today · 4.125%
HK$24,708
baseline
▲ 0.50% · 4.625%
HK$26,010
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,416/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,987
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$726/mo
Today · 4.125%
HK$24,428
baseline
▲ 0.50% · 4.625%
HK$25,914
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,856/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,572
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,258
−HK$696/mo
Today · 4.125%
HK$26,954
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$787/mo
Today · 4.125%
HK$26,464
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,928/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$754/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,818
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,652
−HK$847/mo
Today · 4.125%
HK$28,499
baseline
▲ 0.50% · 4.625%
HK$30,233
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,998/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,834
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,635
−HK$811/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$908/mo
Today · 4.125%
HK$30,535
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,070/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,823
−HK$869/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,468
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,649
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,602
−HK$969/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,553
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,096
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,011
−HK$928/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$37,833
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$1,029/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,227
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$986/mo
Today · 4.125%
HK$38,185
baseline
▲ 0.50% · 4.625%
HK$40,198
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,370/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$1,090/mo
Today · 4.125%
HK$36,642
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$2,230/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,284/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,359
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,387
−HK$1,044/mo
Today · 4.125%
HK$40,431
baseline
▲ 0.50% · 4.625%
HK$42,562
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,862/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).