▼ 0.50% · 3.625%
HK$17,718
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,269
−HK$560/mo
Today · 4.125%
HK$18,829
baseline
▲ 0.50% · 4.625%
HK$19,975
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,658/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,711
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$536/mo
Today · 4.125%
HK$20,776
baseline
▲ 0.50% · 4.625%
HK$21,871
+HK$1,095/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,552/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$590/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,204/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,262
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,923
−HK$672/mo
Today · 4.125%
HK$22,595
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,190/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,653
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,288
−HK$643/mo
Today · 4.125%
HK$24,931
baseline
▲ 0.50% · 4.625%
HK$26,246
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,862/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,034
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,750
−HK$728/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,625
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,312
−HK$697/mo
Today · 4.125%
HK$27,009
baseline
▲ 0.50% · 4.625%
HK$28,433
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,018/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,805
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$784/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,604/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,336
−HK$751/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,620
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,577
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$840/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,962
+HK$1,718/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,360
−HK$804/mo
Today · 4.125%
HK$31,164
baseline
▲ 0.50% · 4.625%
HK$32,807
+HK$1,643/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,328/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,231
−HK$896/mo
Today · 4.125%
HK$30,127
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,833/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,254/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,538
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$858/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$34,994
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$952/mo
Today · 4.125%
HK$32,010
baseline
▲ 0.50% · 4.625%
HK$33,957
+HK$1,947/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$64,020/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$911/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,181
+HK$1,862/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$1,008/mo
Today · 4.125%
HK$33,893
baseline
▲ 0.50% · 4.625%
HK$35,955
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,786/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$965/mo
Today · 4.125%
HK$37,397
baseline
▲ 0.50% · 4.625%
HK$39,368
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,794/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).