▼ 0.50% · 3.625%
HK$17,327
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,866
−HK$547/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,534
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,276
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$524/mo
Today · 4.125%
HK$20,317
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,634/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,060
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,653
−HK$602/mo
Today · 4.125%
HK$20,255
baseline
▲ 0.50% · 4.625%
HK$21,487
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,510/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,204
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,772
−HK$577/mo
Today · 4.125%
HK$22,349
baseline
▲ 0.50% · 4.625%
HK$23,527
+HK$1,178/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,698/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,792
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,439
−HK$657/mo
Today · 4.125%
HK$22,096
baseline
▲ 0.50% · 4.625%
HK$23,441
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,192/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,131
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,752
−HK$629/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,666
+HK$1,285/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,525
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$712/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$682/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,392/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,258
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$767/mo
Today · 4.125%
HK$25,779
baseline
▲ 0.50% · 4.625%
HK$27,347
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,558/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,986
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$734/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$29,944
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,990
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,799
−HK$821/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,681/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,914
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,690
−HK$786/mo
Today · 4.125%
HK$30,476
baseline
▲ 0.50% · 4.625%
HK$32,083
+HK$1,607/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,952/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,723
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,585
−HK$877/mo
Today · 4.125%
HK$29,462
baseline
▲ 0.50% · 4.625%
HK$31,254
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,924/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,842
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,669
−HK$839/mo
Today · 4.125%
HK$32,508
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,714/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,016/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,456
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,372
−HK$931/mo
Today · 4.125%
HK$31,303
baseline
▲ 0.50% · 4.625%
HK$33,208
+HK$1,905/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,606/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,769
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$892/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,360
+HK$1,820/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,188
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$985/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$35,161
+HK$2,017/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,697
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,627
−HK$944/mo
Today · 4.125%
HK$36,571
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$1,928/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,142/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,961 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).