▼ 0.50% · 3.625%
HK$18,412
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,985
−HK$582/mo
Today · 4.125%
HK$19,567
baseline
▲ 0.50% · 4.625%
HK$20,758
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,134/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,484
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$557/mo
Today · 4.125%
HK$21,590
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,180/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,254
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,884
−HK$640/mo
Today · 4.125%
HK$21,524
baseline
▲ 0.50% · 4.625%
HK$22,833
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,048/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,532
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,136
−HK$613/mo
Today · 4.125%
HK$23,749
baseline
▲ 0.50% · 4.625%
HK$25,001
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,498/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$698/mo
Today · 4.125%
HK$23,480
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,960/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$668/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,936
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$756/mo
Today · 4.125%
HK$25,437
baseline
▲ 0.50% · 4.625%
HK$26,985
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,874/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,343
−HK$724/mo
Today · 4.125%
HK$28,067
baseline
▲ 0.50% · 4.625%
HK$29,547
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,134/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,777
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$815/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$29,061
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,677
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$780/mo
Today · 4.125%
HK$30,226
baseline
▲ 0.50% · 4.625%
HK$31,820
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,452/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$873/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,549
−HK$836/mo
Today · 4.125%
HK$32,385
baseline
▲ 0.50% · 4.625%
HK$34,093
+HK$1,708/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,770/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$931/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$33,212
+HK$1,905/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,774
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,653
−HK$891/mo
Today · 4.125%
HK$34,544
baseline
▲ 0.50% · 4.625%
HK$36,365
+HK$1,821/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,088/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,301
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,275
−HK$989/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,822
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,756
−HK$947/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,048/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,004/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,048/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,242 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).