▼ 0.50% · 3.625%
HK$18,934
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,523
−HK$598/mo
Today · 4.125%
HK$20,121
baseline
▲ 0.50% · 4.625%
HK$21,346
+HK$1,225/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,242/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,064
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,629
−HK$573/mo
Today · 4.125%
HK$22,202
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,404/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,475
−HK$658/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,480
+HK$1,347/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$630/mo
Today · 4.125%
HK$24,422
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,844/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,721
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,427
−HK$718/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,954
−HK$688/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,046
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,614
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$778/mo
Today · 4.125%
HK$26,158
baseline
▲ 0.50% · 4.625%
HK$27,749
+HK$1,591/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,316/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,117
−HK$745/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,332
−HK$838/mo
Today · 4.125%
HK$28,170
baseline
▲ 0.50% · 4.625%
HK$29,884
+HK$1,714/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,340/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,489
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$802/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,721
+HK$1,639/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,401
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$898/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,596
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$860/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,058
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,294
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,237
−HK$957/mo
Today · 4.125%
HK$32,194
baseline
▲ 0.50% · 4.625%
HK$34,153
+HK$1,959/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,388/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,702
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,606
−HK$917/mo
Today · 4.125%
HK$35,523
baseline
▲ 0.50% · 4.625%
HK$37,395
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,046/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,188
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$1,017/mo
Today · 4.125%
HK$34,206
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$2,081/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,412/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,769
−HK$974/mo
Today · 4.125%
HK$37,743
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$1,989/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,486/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,204/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,031/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,107/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).