▼ 0.50% · 3.625%
HK$18,583
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,161
−HK$587/mo
Today · 4.125%
HK$19,748
baseline
▲ 0.50% · 4.625%
HK$20,950
+HK$1,202/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,496/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,228
−HK$562/mo
Today · 4.125%
HK$21,790
baseline
▲ 0.50% · 4.625%
HK$22,939
+HK$1,149/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,580/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,441
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,077
−HK$646/mo
Today · 4.125%
HK$21,723
baseline
▲ 0.50% · 4.625%
HK$23,045
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,446/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,741
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,351
−HK$618/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,300
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,993
−HK$705/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,473
−HK$675/mo
Today · 4.125%
HK$26,148
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,296/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,909
−HK$764/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,235
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,875
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$731/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$823/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,943
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$787/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,608/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,874
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$880/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,425
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,010
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,842
−HK$843/mo
Today · 4.125%
HK$32,685
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,370/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,733
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$939/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,520
+HK$1,923/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,077
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,965
−HK$899/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,702
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,574
−HK$998/mo
Today · 4.125%
HK$33,572
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,144/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,145
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,087
−HK$956/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,449
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$1,057/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$2,163/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,212
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,013/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).