▼ 0.50% · 3.625%
HK$17,309
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,847
−HK$547/mo
Today · 4.125%
HK$18,394
baseline
▲ 0.50% · 4.625%
HK$19,513
+HK$1,119/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,788/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,256
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,772
−HK$524/mo
Today · 4.125%
HK$20,296
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,592/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,040
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,632
−HK$602/mo
Today · 4.125%
HK$20,234
baseline
▲ 0.50% · 4.625%
HK$21,465
+HK$1,231/mo
Deposit HK$3.42M · loan HK$4.17M · min. income ≈ HK$40,468/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,181
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,750
−HK$576/mo
Today · 4.125%
HK$22,326
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.17M · min. income ≈ HK$44,652/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,771
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,417
−HK$656/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,343/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,727
−HK$628/mo
Today · 4.125%
HK$24,355
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$48,710/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,501
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,201
−HK$711/mo
Today · 4.125%
HK$23,912
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$47,824/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$681/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,776
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$766/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,319
+HK$1,567/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,958
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$734/mo
Today · 4.125%
HK$28,415
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,497/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,830/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,963
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,771
−HK$820/mo
Today · 4.125%
HK$27,591
baseline
▲ 0.50% · 4.625%
HK$29,270
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,182/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,884
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,658
−HK$786/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,049
+HK$1,605/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,694
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,556
−HK$875/mo
Today · 4.125%
HK$29,431
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,791/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,862/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$838/mo
Today · 4.125%
HK$32,474
baseline
▲ 0.50% · 4.625%
HK$34,186
+HK$1,712/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,948/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,425
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,340
−HK$930/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$33,173
+HK$1,903/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,735
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,613
−HK$891/mo
Today · 4.125%
HK$34,504
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$1,818/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$69,008/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$985/mo
Today · 4.125%
HK$33,110
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$2,014/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,220/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$943/mo
Today · 4.125%
HK$36,533
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,066/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).