▼ 0.50% · 3.625%
HK$22,706
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$718/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,937
−HK$688/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,976
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$790/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$28,158
+HK$1,615/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,531
−HK$756/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$30,831
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,247
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,094
−HK$862/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,717
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,125
−HK$825/mo
Today · 4.125%
HK$31,950
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,900/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$932/mo
Today · 4.125%
HK$31,368
baseline
▲ 0.50% · 4.625%
HK$33,277
+HK$1,909/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,736/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,838
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,719
−HK$893/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,436
+HK$1,824/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,788
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,004/mo
Today · 4.125%
HK$33,781
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$2,056/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,562/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$962/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$1,965/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,059
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$1,076/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$2,203/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,890
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,031/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,042
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,329
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,459
−HK$1,148/mo
Today · 4.125%
HK$38,607
baseline
▲ 0.50% · 4.625%
HK$40,957
+HK$2,350/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,214/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,416
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,099/mo
Today · 4.125%
HK$42,599
baseline
▲ 0.50% · 4.625%
HK$44,845
+HK$2,246/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,198/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,800
−HK$1,220/mo
Today · 4.125%
HK$41,020
baseline
▲ 0.50% · 4.625%
HK$43,516
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,040/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,942
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,168/mo
Today · 4.125%
HK$45,262
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,524/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,142
−HK$1,291/mo
Today · 4.125%
HK$43,433
baseline
▲ 0.50% · 4.625%
HK$46,076
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,866/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,468
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,687
−HK$1,237/mo
Today · 4.125%
HK$47,924
baseline
▲ 0.50% · 4.625%
HK$50,450
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,848/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).