▼ 0.50% · 3.625%
HK$18,890
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,477
−HK$597/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,015
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,578
−HK$572/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,318
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,779
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,425
−HK$657/mo
Today · 4.125%
HK$22,082
baseline
▲ 0.50% · 4.625%
HK$23,425
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,164/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,116
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,736
−HK$629/mo
Today · 4.125%
HK$24,365
baseline
▲ 0.50% · 4.625%
HK$25,649
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,730/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,668
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$716/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$686/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,321
−HK$776/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$743/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,446
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,268
−HK$836/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,710/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,421
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$800/mo
Today · 4.125%
HK$31,010
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,635/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,020/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,335
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,216
−HK$896/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,522
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$857/mo
Today · 4.125%
HK$33,225
baseline
▲ 0.50% · 4.625%
HK$34,977
+HK$1,752/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,450/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,224
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$955/mo
Today · 4.125%
HK$32,119
baseline
▲ 0.50% · 4.625%
HK$34,073
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,238/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,624
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$915/mo
Today · 4.125%
HK$35,440
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,880/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,113
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,112
−HK$1,014/mo
Today · 4.125%
HK$34,126
baseline
▲ 0.50% · 4.625%
HK$36,203
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,252/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,725
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,683
−HK$972/mo
Today · 4.125%
HK$37,655
baseline
▲ 0.50% · 4.625%
HK$39,640
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,310/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$1,075/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$2,199/mo
Deposit HK$828K · loan HK$7.46M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,841
−HK$1,029/mo
Today · 4.125%
HK$39,870
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,102/mo
Deposit HK$828K · loan HK$7.46M · min. income ≈ HK$79,740/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).