▼ 0.50% · 3.625%
HK$22,762
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$719/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,323
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,002
−HK$689/mo
Today · 4.125%
HK$26,691
baseline
▲ 0.50% · 4.625%
HK$28,098
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,382/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,817
−HK$791/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,228
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$758/mo
Today · 4.125%
HK$29,360
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,720/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$863/mo
Today · 4.125%
HK$29,027
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,054/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,202
−HK$827/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,717
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$935/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,360
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,802
−HK$896/mo
Today · 4.125%
HK$34,698
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,396/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,926
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$965/mo
Today · 4.125%
HK$37,367
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$1,970/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,734/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,143
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$1,079/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,984
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,003
−HK$1,033/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,146
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,419
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,552
−HK$1,151/mo
Today · 4.125%
HK$38,703
baseline
▲ 0.50% · 4.625%
HK$41,058
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,406/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,516
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,603
−HK$1,102/mo
Today · 4.125%
HK$42,705
baseline
▲ 0.50% · 4.625%
HK$44,956
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,410/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,899
−HK$1,223/mo
Today · 4.125%
HK$41,122
baseline
▲ 0.50% · 4.625%
HK$43,624
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,244/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,048
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,203
−HK$1,171/mo
Today · 4.125%
HK$45,374
baseline
▲ 0.50% · 4.625%
HK$47,766
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,748/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,972
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,295/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,581
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,240/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,533/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).