▼ 0.50% · 3.625%
HK$22,640
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,344
−HK$715/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$685/mo
Today · 4.125%
HK$26,547
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,400/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,094/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,904
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$787/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$28,076
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,448
−HK$754/mo
Today · 4.125%
HK$29,202
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,404/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,168
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,013
−HK$858/mo
Today · 4.125%
HK$28,871
baseline
▲ 0.50% · 4.625%
HK$30,628
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,742/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,224
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,034
−HK$823/mo
Today · 4.125%
HK$31,857
baseline
▲ 0.50% · 4.625%
HK$33,536
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,714/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,432
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$930/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$33,180
+HK$1,903/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,742
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$891/mo
Today · 4.125%
HK$34,511
baseline
▲ 0.50% · 4.625%
HK$36,330
+HK$1,819/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$69,022/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$1,002/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,261
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,207
−HK$959/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$1,073/mo
Today · 4.125%
HK$36,089
baseline
▲ 0.50% · 4.625%
HK$38,285
+HK$2,196/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,178/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,780
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,793
−HK$1,028/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$41,920
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,224
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,350
−HK$1,145/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,298
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,379
−HK$1,096/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,487
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,685
−HK$1,216/mo
Today · 4.125%
HK$40,901
baseline
▲ 0.50% · 4.625%
HK$43,390
+HK$2,489/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,802/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,817
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,965
−HK$1,165/mo
Today · 4.125%
HK$45,130
baseline
▲ 0.50% · 4.625%
HK$47,509
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,260/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,751
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,019
−HK$1,288/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,942
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,336
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,551
−HK$1,234/mo
Today · 4.125%
HK$47,785
baseline
▲ 0.50% · 4.625%
HK$50,304
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,570/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,858 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).