▼ 0.50% · 3.625%
HK$22,215
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,906
−HK$702/mo
Today · 4.125%
HK$23,608
baseline
▲ 0.50% · 4.625%
HK$25,044
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,216/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,713
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,376
−HK$673/mo
Today · 4.125%
HK$26,049
baseline
▲ 0.50% · 4.625%
HK$27,422
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,098/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$772/mo
Today · 4.125%
HK$25,968
baseline
▲ 0.50% · 4.625%
HK$27,548
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,936/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$740/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,657
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$842/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$30,053
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,656
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$806/mo
Today · 4.125%
HK$31,258
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,516/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,879
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$913/mo
Today · 4.125%
HK$30,690
baseline
▲ 0.50% · 4.625%
HK$32,557
+HK$1,867/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,380/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,128
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,989
−HK$874/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,100
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$983/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$35,062
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,599
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,527
−HK$941/mo
Today · 4.125%
HK$36,468
baseline
▲ 0.50% · 4.625%
HK$38,390
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,936/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,322
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$1,053/mo
Today · 4.125%
HK$35,411
baseline
▲ 0.50% · 4.625%
HK$37,566
+HK$2,155/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,064
−HK$1,009/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$1,123/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,544/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,542
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,076/mo
Today · 4.125%
HK$41,678
baseline
▲ 0.50% · 4.625%
HK$43,875
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,356/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,765
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,194/mo
Today · 4.125%
HK$40,133
baseline
▲ 0.50% · 4.625%
HK$42,575
+HK$2,442/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,266/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,143/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,617
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,230
−HK$1,264/mo
Today · 4.125%
HK$42,494
baseline
▲ 0.50% · 4.625%
HK$45,079
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,988/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,484
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,677
−HK$1,211/mo
Today · 4.125%
HK$46,888
baseline
▲ 0.50% · 4.625%
HK$49,359
+HK$2,471/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,776/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).