▼ 0.50% · 3.625%
HK$18,570
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$587/mo
Today · 4.125%
HK$19,734
baseline
▲ 0.50% · 4.625%
HK$20,935
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,468/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,658
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,212
−HK$563/mo
Today · 4.125%
HK$21,775
baseline
▲ 0.50% · 4.625%
HK$22,922
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,550/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,426
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,062
−HK$645/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,321/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$618/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,263/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,283
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$704/mo
Today · 4.125%
HK$23,681
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,362/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,790
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,455
−HK$674/mo
Today · 4.125%
HK$26,129
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,258/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$763/mo
Today · 4.125%
HK$25,654
baseline
▲ 0.50% · 4.625%
HK$27,215
+HK$1,561/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,308/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,856
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,576
−HK$731/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$29,799
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,997
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,806
−HK$822/mo
Today · 4.125%
HK$27,628
baseline
▲ 0.50% · 4.625%
HK$29,309
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,256/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,922
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,697
−HK$787/mo
Today · 4.125%
HK$30,484
baseline
▲ 0.50% · 4.625%
HK$32,091
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,968/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,854
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$880/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,402
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,988
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$843/mo
Today · 4.125%
HK$32,662
baseline
▲ 0.50% · 4.625%
HK$34,383
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,324/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,635
−HK$939/mo
Today · 4.125%
HK$31,574
baseline
▲ 0.50% · 4.625%
HK$33,496
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,148/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$899/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,676
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$998/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,589
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,119
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,061
−HK$956/mo
Today · 4.125%
HK$37,017
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,034/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$1,056/mo
Today · 4.125%
HK$35,521
baseline
▲ 0.50% · 4.625%
HK$37,683
+HK$2,162/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,042/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,185
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,182
−HK$1,012/mo
Today · 4.125%
HK$39,194
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,066/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,388/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,309 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).