▼ 0.50% · 3.625%
HK$22,349
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,044
−HK$707/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,863
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$677/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,584
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,349
−HK$777/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,590/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$744/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,347
+HK$1,520/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,653
−HK$848/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$812/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,658/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$918/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,755
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$880/mo
Today · 4.125%
HK$34,069
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,138/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,262
−HK$989/mo
Today · 4.125%
HK$33,251
baseline
▲ 0.50% · 4.625%
HK$35,274
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,502/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,742
−HK$947/mo
Today · 4.125%
HK$36,689
baseline
▲ 0.50% · 4.625%
HK$38,623
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,378/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,567
−HK$1,059/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,295
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,015/mo
Today · 4.125%
HK$39,310
baseline
▲ 0.50% · 4.625%
HK$41,382
+HK$2,072/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,620/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,759
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,871
−HK$1,130/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,313
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,781
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,848
−HK$1,083/mo
Today · 4.125%
HK$41,931
baseline
▲ 0.50% · 4.625%
HK$44,141
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,862/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,176
−HK$1,200/mo
Today · 4.125%
HK$40,376
baseline
▲ 0.50% · 4.625%
HK$42,833
+HK$2,457/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,752/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,268
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,401
−HK$1,150/mo
Today · 4.125%
HK$44,551
baseline
▲ 0.50% · 4.625%
HK$46,900
+HK$2,349/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,102/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,480
−HK$1,271/mo
Today · 4.125%
HK$42,751
baseline
▲ 0.50% · 4.625%
HK$45,353
+HK$2,602/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,502/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,754
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,218/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$49,658
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).